Discover the new definition of wealth in 2025 and why real estate is still a powerful tool for building financial security and generational wealth.

Homebuying affordability is improving in 11 U.S. metros, mostly in the Sun Belt, as home prices and interest rates settle. Find out which cities are becoming more affordable for buyers.

Mortgage rates hit a 10-month low, boosting homebuyer purchasing power. A new Redfin report shows a window of opportunity for buyers to enter the market before summer ends.

Find out how much you need to earn to buy a home in every U.S. state. A new report reveals the largest affordability gaps in states like Massachusetts and Montana, while places like Iowa remain the most affordable.

Many Americans are moving funds from low-interest savings to higher-yield accounts, revealing more financial flexibility for down payments than traditional data shows. This strategic reshuffling helps buyers reach milestones faster, despite persistent affordability challenges. It highlights a growing financial awareness, requiring balancing liquidity and growth, and impacting how lenders evaluate buyer readiness.

As of July 23, 2025, 30-year fixed mortgage rates are 6.625%, influenced by inflation concerns keeping rates in the 6-7% range. Zillow anticipates rates will end the year near the mid-6% range, with increasing inventory offering buyers more bargaining power. Improving credit scores, increasing down payments, and lowering DTI can help secure better rates for homebuyers.

Mortgage rates are now projected to remain elevated, averaging 6.7% in 2025, leading to a potential 30-year low in home sales. Home prices are still expected to grow modestly by 2.5%, and inventory will significantly increase, especially in the South and West. This indicates an ongoing affordability challenge for homebuyers, requiring strategic market navigation.

Affordability remains a key challenge for homebuyers, driven by elevated prices and high mortgage rates. Inventory saw slight gains, yet competitive pressures persist in many markets. Strategic planning is essential for navigating these complex conditions and achieving homeownership goals.

Following severe storms and flooding, the U.S. Department of Housing and Urban Development (HUD) has announced a 90-day foreclosure moratorium for homeowners with FHA-insured mortgages in the federally declared disaster area of Kerr County, Texas.

According to a new report, the classic 30% home affordability rule is now out of reach for median-income households in 47 of the 50 largest U.S. metros, underscoring the severe financial pressure from high home prices and mortgage rates.

According to Realtor.com, a new financial trend called 'revenge saving' is emerging as Gen Z and millennials adopt aggressive savings strategies to build a down payment in the face of high inflation and a difficult housing market.

According to Investopedia, federal student loan borrowers are facing some tough new challenges now that missed payments are starting to affect credit scores for the first time since the COVID-19 payment pause kicked in back in March 2020.

Starting in October 2025, Buy Now, Pay Later (BNPL) loans will start showing up on credit reports, marking a big change announced by the major credit bureaus: Transunion, Equifax, and Experian.

The 30/30/3 rule is a simple, yet powerful guideline to help you make smarter home buying decisions when you buy a house . It’s a three-part approach that ensures you’re not stretching your finances too thin when purchasing a home.

When you're ready to buy your dream home, it’s essential to understand what lenders consider before approving a mortgage loan. This process revolves around four critical factors, known as the 4 C's: Character, Capacity, Capital, and Collateral.

Real Talk: Can Single Parents Really Buy a Home? Yes. With the help of new mortgage guidance apps like My Home Pathway, it is possible. Home loans for single moms and dads exist, and they’re not just for perfect credit profiles or high earners. Single moms and dads qualify for government-backed and conventional home loan programs designed for low income borrowers and single income households.

You've done everything right - saved for years, fixed your credit, researched neighborhoods. Then that rejection letter arrives: "We regret to inform you...". Every day that passes means watching home prices climb higher while you're stuck on the sidelines, bleeding money on rent that builds someone else's wealth, not yours.

Your debt-to-income (DTI) ratio can be the main deciding factor in getting approved for a mortgage. Lenders focus on your DTI because it shows how your monthly bills stack up against what you're bringing home. This quick math tells them whether you can handle mortgage payments without drowning in bills.

Unsure whether an FHA, VA, or USDA loan is right for you? This guide breaks down the benefits, requirements, and key differences of these loan types, including FHA vs VA vs USDA loans, so you can make an informed home-buying decision.

Thinking about buying a home but worried your credit score might hold you back? This guide covers practical steps on how to improve credit score for mortgage that you can take right now to boost your score.