Finance University
Resources and guidance to help first time homebuyers navigate the complexities of home financing, including budgeting, mortgages, and the home buying process.
5 Things I Wish I Had Known Before I Got Rejected for a Mortgage Loan.
Unexpected expenses can quickly derail your financial plans. Establishing an emergency fund provides a financial cushion to cover unforeseen events, preventing you from relying on debt.
Real Talk: You Might Be Closer to Home Ownership Than You Think!
Remember, getting rejected for a mortgage loan is not the end of the road. By taking these steps to improve your financial standing, you can increase your chances of securing loan approval and achieving your dream of homeownership.
A CONVERSATION ON FUNDRAISING FOR BLACK FOUNDERS AND CEOS WITH FINTECH.TV AT THE NYSE.
My Home Pathway Founder Interview at New York Stock Exchange - Fintech TV with Alicia Nieves
It is with great honor and appreciation that our vision has been recognized, as we were part of history being made at the NYSE in honor of Black history month. Our founder and Chief Executive Officer Castleigh Johnson had the opportunity to chat with Emmy award winning Journalist and Anchor, Alicia Nieves at Fintech.TV
Founders Day at New York Stock Exchange (NYSE)- My Home Pathway
In the US, February is a month in which we honor and celebrate the accomplishments of Black Americans since 1915. This comes after former president Gerald Ford officially made the extension from a week to a month in 1926.
Here’s How College Students Can Begin Their Preparations As Aspiring Homeowners
According to Pew Research Center’s insights on housing affordability, the availability of affordable housing is a major problem for a growing number of Americans, particularly younger generations.
My Home Pathway and Esusu partner to build a pathway to homeownership for working families
This August, during National Black Business Month, two Black-Owned startups are partnering to build a pathway to homeownership for working families through credit building.
My Home Pathway Helps Customers Build Credit in Partnership with Self Financial
My Home Pathway, an app that helps users improve their financial health and navigate the mortgage loan process, has partnered with Self Financial to help its customers build their credit and put them on the path to homeownership.
In Honor of Black Business Month
August means that it is officially Black Business Month in America, which is a time when we can appreciate the Black-owned business of our country.
How To Navigate Buying a Home in a Seller's Market
Anyone working in or close to the real estate market will likely tell you that what we’ve been experiencing lately is definitely a seller’s market. There were a few macro-economic factors that played into this.
12 Ways To Improve Your Credit Score
Is your credit score not exactly where you want it to be? We're sharing twelve steps to take to improve your score. Not even sure where to start? Read on for the steps you can take to improve your credit score.
The Secrets To Saving For a Down Payment
If you’re looking to buy a home, getting the down payment ready could seem like a daunting task. You may have heard that you’ll need to save up 20% as a rule of thumb, but really that’s just a myth that we actually debunked. Buyers these days can actually get away with putting much less down, more in the range of 5 to 10% and in some circumstances possibly even zero.
The 10 Financial Mistakes You Might Be Making
Okay so let’s take a moment to be honest with ourselves. When it comes to making financial decisions, no one is perfect and many of us are probably making mistakes we should be avoiding, because we’re only human.
Our Top 5 Tips To Pay Off Debt
According to the New York Federal Reserve, consumer debt reached $14.56 trillion after the fourth quarter of 2020. This cumulative balance includes mortgages, auto loans, credit cards and student loans - WOW. And since around 340 million people carry some kind of debt, odds are that either you or someone you know is intimately familiar with debt.
Home Appraisals: Everything You Need To Know
If you’re looking to buy a home, something you’re going to come across is a home appraisal. But what exactly is a home appraisal and why is it important? We're diving into it here so you can better understand everything you need to know about this process and how it’ll affect you as a home buyer.
They Love Me, They Love Me Not: The Unfortunate Truth About Mortgage Love Letters
If you’re in the market to buy a home, especially in a highly competitive market like the one we’re seeing right now, it may be enticing to submit what’s called a home buyer love letter...but it unfortunately does come with some potential downsides that many may not consider.
Bitcoin and Dogecoin. What Is Up With Crypto? And Is It Too Late To Invest?
With the recent headlines about Bitcoin and Dogecoin, many of you may be wondering, what in the world is crypto? And is it too late to get in on the action? We're sharing the basics you need to know before you invest.
Financial Empowerment: 3 Tips To Start Today
We sat down with personal finance expert, Adrienne Taylor-Wells, founder of Tailored Wealth Saver, for the first in a series of events for My Home Pathway's June Economic Empowerment Month.
My Home Pathway: Financial Empowerment Month
That's right, this June we are kicking off 30 days of events, educational opportunities and experiences meant to give you the means to start taking control of your financial goals and get into the right money mindset.
COVID's Impact on the Housing Market
Are you interested in buying a home? (That's probably why you're reading this.) We're sharing what you need to know about your home buying journey and the effects of COVID 19, especially as it relates to how you should be thinking about everything that’s going on and how you can take advantage of the market dynamics currently in play.
Pre-Approved? Here's What You Need To Know.
If you’re looking to buy a home, a couple terms you might hear getting thrown around are things like “pre-qualified” or “pre-approved," but what exactly are they and what’s the difference?