It must be that time of year again when people start putting up their holiday lights and malls across the country play Mariah Carey’s “All I Want For Christmas” on repeat (much to the chagrin of retail employees). Which is perfect, because we’ve got tips to give and you’ve got money to save. So let’s get to it.

Be mindful that you’re actually getting a good deal this Black Friday and not falling for a company’s ploy to simply get you to spend more money by taking advantage of a particularly frivolous period of consumer spending. Here are some of our best tips to ensure that you’re getting the most out of your Black Friday shopping experience.

Are you currently in college or want to get a step ahead of your student debt situation as you head off to college? In part 2 of our series, we look at how to best manage your student loans.

The reality? Student debt continues to ravage many of us. Whether you’re on your way to college, currently in school or recently graduated, there are a lot of ways that we can understand, prepare and ultimately manage our student debt. That’s why we’ve created this series on student debt.