Finance University

Resources and guidance to help first time homebuyers navigate the complexities of home financing, including budgeting, mortgages, and the home buying process.

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The MHP Guide to Financial Literacy

At My Home Pathway, we believe that everyone deserves to have the knowledge they need to take control of their financial future and that’s why we’ve come up with this guide.

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Why You Should Ignore The 20% Down Payment Myth

If you’ve been playing with the idea of buying a home, you may have come across a belief that you need to save up for a 20% down payment on a home. Perhaps this is even the reason you haven’t pulled the trigger on buying a house. Well, we’re here to tell you that this doesn’t need to be the case. Guess what? This concept is completely a myth.

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The Definitive Guide to FHA Loans

Welcome to My Home Pathway’s definitive guide to FHA loans. If you’re looking to get one yourself or are just curious to learn more about them, you’ve come to the right place. In this article we’ll go over what they are, why they’re important and how you can go about getting one if it’s the right move for you.

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Rejected for a mortgage? 5 Reasons Why and What To Do.

Have you recently been rejected for a mortgage and wondering what you should do next? Guess what? So are at least ten percent of people who apply for a mortgage in the U.S. That’s right, one in ten individuals who apply for a mortgage are rejected.

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The My Home Pathway App - How It Works

At My Home Pathway, we believe that home ownership isn't just the right of the few - it's critical to start building wealth for you and yours. You’ve heard a lot about our app and how it’s going to help you achieve your home ownership dreams - but how does it all work?

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Know Your Rights as a Home Buyer

In today’s world, knowledge is power. This is just as true when it comes to buying a home - the difference between keys to your dream home or coming up empty-handed could be a small but highly important piece of information you had not considered. We’re here to help.

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My Home Pathway - How we help you achieve home ownership

At My Home Pathway, we believe that home ownership isn't just the right of the few - it's critical to start building wealth for you and yours. You may not have the traditional profile to qualify for a mortgage today, but that doesn't mean you can't accomplish this goal. My Home Pathway is here to help you navigate the mortgage loan process - ensuring you get approved.

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The Financial Side of Valentine's Day

With Valentine’s Day just around the corner, it’s that time of the year again when we should be thinking of that someone special in our lives. Maybe you’re planning a romantic candle lit dinner or maybe you’re just hoping for a nice, relaxing night in. One thing we can guarantee? You're probably not talking about finances.

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Breaking It Down: The Mortgage Process

Buying a home is an epic event. Stressful - no doubt; but at the end you are rewarded with home ownership, and that's how you start building wealth for you and yours. It's worth it. We're breaking down the mortgage process for you here in simple, easy to understand steps.

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Breaking down the terms: FICO Score & APR

At My Home Pathway, we're committed to more than helping you own a home. We're committed to helping you improve your financial literacy. Today we're breaking down two common financial terms that you need to know when setting out on your journey to home ownership.

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Ready To Make A New Year's Resolution That Sticks?

The end-of-year countdown is on, and with that, comes New Year’s Resolutions. At My Home Pathway, our resolutions for 2021 are all about taking control of our financial futures, and helping you do the same.

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The Definitive Holiday Shopping Guide

It must be that time of year again when people start putting up their holiday lights and malls across the country play Mariah Carey’s “All I Want For Christmas” on repeat (much to the chagrin of retail employees). Which is perfect, because we’ve got tips to give and you’ve got money to save. So let’s get to it.

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Your Guide To Black Friday Shopping

Be mindful that you’re actually getting a good deal this Black Friday and not falling for a company’s ploy to simply get you to spend more money by taking advantage of a particularly frivolous period of consumer spending. Here are some of our best tips to ensure that you’re getting the most out of your Black Friday shopping experience.

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