If you’re looking to buy a home, getting the down payment ready could seem like a daunting task. You may have heard that you’ll need to save up 20% as a rule of thumb, but really that’s just a myth that we actually debunked. Buyers these days can actually get away with putting much less down, more in the range of 5 to 10% and in some circumstances possibly even zero.

Okay so let’s take a moment to be honest with ourselves. When it comes to making financial decisions, no one is perfect and many of us are probably making mistakes we should be avoiding, because we’re only human.

According to the New York Federal Reserve, consumer debt reached $14.56 trillion after the fourth quarter of 2020. This cumulative balance includes mortgages, auto loans, credit cards and student loans - WOW. And since around 340 million people carry some kind of debt, odds are that either you or someone you know is intimately familiar with debt.

If you’re looking to buy a home, something you’re going to come across is a home appraisal. But what exactly is a home appraisal and why is it important? We're diving into it here so you can better understand everything you need to know about this process and how it’ll affect you as a home buyer.

If you’re in the market to buy a home, especially in a highly competitive market like the one we’re seeing right now, it may be enticing to submit what’s called a home buyer love letter...but it unfortunately does come with some potential downsides that many may not consider.

With the recent headlines about Bitcoin and Dogecoin, many of you may be wondering, what in the world is crypto? And is it too late to get in on the action? We're sharing the basics you need to know before you invest.

We sat down with personal finance expert, Adrienne Taylor-Wells, founder of Tailored Wealth Saver, for the first in a series of events for My Home Pathway's June Economic Empowerment Month.

That's right, this June we are kicking off 30 days of events, educational opportunities and experiences meant to give you the means to start taking control of your financial goals and get into the right money mindset.

Are you interested in buying a home? (That's probably why you're reading this.) We're sharing what you need to know about your home buying journey and the effects of COVID 19, especially as it relates to how you should be thinking about everything that’s going on and how you can take advantage of the market dynamics currently in play.

If you’re looking to buy a home, a couple terms you might hear getting thrown around are things like “pre-qualified” or “pre-approved," but what exactly are they and what’s the difference?

My Home Pathway is pleased to announce it has been selected to be a part of VICE Media Group and NUL's Black+ initiative for 2021.

At My Home Pathway, we believe that everyone deserves to have the knowledge they need to take control of their financial future and that’s why we’ve come up with this guide.

If you’ve been playing with the idea of buying a home, you may have come across a belief that you need to save up for a 20% down payment on a home. Perhaps this is even the reason you haven’t pulled the trigger on buying a house. Well, we’re here to tell you that this doesn’t need to be the case. Guess what? This concept is completely a myth.

At My Home Pathway, finding you good partners for good loans is integral to our mission. We’re pleased to announce that we’ve partnered with First Republic Bank as our premier launch and marketing outreach partner.

Welcome to My Home Pathway’s definitive guide to FHA loans. If you’re looking to get one yourself or are just curious to learn more about them, you’ve come to the right place. In this article we’ll go over what they are, why they’re important and how you can go about getting one if it’s the right move for you.

Have you recently been rejected for a mortgage and wondering what you should do next? Guess what? So are at least ten percent of people who apply for a mortgage in the U.S. That’s right, one in ten individuals who apply for a mortgage are rejected.

At My Home Pathway, we believe that home ownership isn't just the right of the few - it's critical to start building wealth for you and yours. You’ve heard a lot about our app and how it’s going to help you achieve your home ownership dreams - but how does it all work?

It’s that time of year again when tax season is upon us and Uncle Sam is asking for us to pay our dues. Did you know that you can actually get some tax breaks for being a homeowner? A key benefit to home ownership are the tax breaks.

In today’s world, knowledge is power. This is just as true when it comes to buying a home - the difference between keys to your dream home or coming up empty-handed could be a small but highly important piece of information you had not considered. We’re here to help.

As we wrap up Black History Month, it’s important that we look back and appreciate all the progress we’ve made as a country in addressing the issue of racial inequality.