Build Your Credit Today

*this is an affiliate link

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My Home Pathway is partnering with Self to help our customers build their Credit. Self helps you build credit through a Credit Builder Account - while you build savings (minus fees and interest).

No credit? Need to build credit? No problem.

Together we can Help!

Why use Self?

Did you know that payment history makes up 35% of your credit history?**

By opening a Credit Builder Account and making your monthly payments on time, you can build positive payment history.

And that puts you on the path to Homeownership.

Here’s how it works:

1

Apply for a Credit Builder Account.

Your money is safe and secure. No hard pull on your credit.

2

Pay off your Credit Builder Account in the specified amount of time.

You can choose the payment term and dollar amount that best fits your budget.

3

Each on-time monthly payment builds credit history and adds to your savings (minus interest and fees).

Your monthly payments are reported to all three credit bureaus.

4

Unlock your savings.

Once you’ve paid off your Credit Builder Account, your CD unlocks and the money is yours (minus fees and interest).

Get Started

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Disclaimers:

* Sample products: A loan with a $25 month payment, 24 month term with a $9 admin fee at a 15.92% Annual Percentage Rate with a finance charge of $89; A loan with a $35 month payment, 24 month term with a $9 admin fee at a 15.97% Annual Percentage Rate with a finance charge of $125; A loan with a $48 month payment, 12 month term with a $9 admin fee at a 15.65% Annual Percentage Rate with a finance charge of $46; A loan with a $150 month payment, 12 month term with a $9 admin fee at a 15.91% Annual Percentage Rate with a finance charge of $146. Please refer to www.self.inc/pricing for the most recent pricing options.

** Source: FICO® https://www.myfico.com/credit-education/credit-scores/payment-history

All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to ID verification and consumer report review and approval. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. All loans subject to approval. All Certificates of Deposit (CD) are deposited in Lead Bank, Member FDIC, Sunrise Banks, N.A., Member FDIC or Atlantic Capital Bank, N.A., Member FDIC.

Lead Bank. Member FDIC, Equal Housing Lender Sunrise Banks, N.A. Member FDIC, Equal Housing Lender Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A., Member FDIC, Equal Housing Lender.

Affiliates:

At My Home Pathway, some of our content may contain affiliate links. If you click on an affiliate link and later make a purchase, we may receive compensation. Clicking on an affiliate link which earns a commission does NOT result in additional charges to you or cost you anything extra. Mentions of associated products/services/businesses within the content of the blog may or may not be noted as an affiliate in every reference.